168 White Horse Ave Hamilton NJ 08610

Residential Contact:

Heather Jackman

hj@heatherjackman.com

215.932.1516

Commercial Contact:

Mark Orehowsky

m.orehowsky@cbhearthside.com

215.681.4742

Active Mixed-Use Commercial
168 White Horse AveHamilton   NJ   08610
$599,999
3,906 Sq Ft
2 + 1 Comm. Suites + Apt
0.23 Acres
12 Parking
1890 Built
  • Corner mixed-use opportunity — two ground-floor commercial suites with private entrances, plus a spacious upper-level residential apartment
  • Owner-user or investor ready — operate your business downstairs and live above, or lease the suites individually for maximum income
  • Recent systems & updates — seven new mini-split units (2025), new forced-air HVAC, and a water heater only three years old
  • Highly accessible — a minute from I-195 & I-295, near Mercer County Community College, with a detached 3-car garage and 12 parking spaces
Listed by Heather Jackman & Cindy Greenfield 215.431.0884 hj@heatherjackman.com

Commercial Suite A -725 Sq Ft

Commercial Suite B -1343 Sq Ft


Residential Apartment -2121 Sq Ft

Active Mixed-Use Commercial

168 White Horse Ave

168 White Horse Ave , Hamilton NJ 08610
$599,999
Listed by Heather Jackman & Cindy Greenfield 215.431.0884 hj@heatherjackman.com
3,906 Sq Ft
2 Comm. Suites
3 / 2 Apt Beds / Baths
0.23 Acres
12 Parking
1890 Built

Exceptional mixed-use (or return to single family) corner property offering an outstanding opportunity for an owner-user or investor. Ideal for a business owner seeking to operate their business on the first floor while residing in the spacious upper-level apartment, or for an investor looking to maximize rental income. The first floor features two separate business-ready commercial suites with private entrances. Suite one includes office areas, kitchenette, one half bath, new LED lighting, and three new mini-split heating and air conditioning units installed in 2025. Suite two offers a large open floor plan, two half baths, four new mini-split systems installed in 2025, and access to the basement for storage purposes only. The commercial spaces may be leased individually or combined for a single occupant. The first-floor commercial areas also benefit from backup baseboard heat. The residential unit occupies the second and third floors and includes a spacious primary bedroom with full bath, walk-in closet, and private deck, 2 additional bedrooms, kitchen, second full bath with washer and dryer hookups, living room and a third-floor bonus area ideal for a home office, den, or additional living and closet space. Additional features include new forced-air HVAC, backup radiator heat, and a water heater that is only three years old. Additional amenities include a detached three-car 30x18 garage with electric service, off-street parking, basement storage, and excellent corner visibility and signage potential. Conveniently located near major shopping centers, restaurants, and Mercer County Community College, the property is a minute away from 195 and 295 and 10 minutes from Routes 29, 33 and 130 providing exceptional accessibility for both commercial and residential occupants. Buyer's responsibility to complete their due diligence with the township to confirm building/business zoning and usage.

  • Two ground-floor commercial suites, private entrances
  • Upper-level 3-bed / 2-bath residential apartment
  • Third-floor bonus room — office, den, or flex space
  • Seven new mini-split HVAC units (2025)
  • New forced-air HVAC + backup radiator heat (residential)
  • Backup baseboard heat (commercial)
  • Water heater only three years old
  • New LED lighting in Suite one
  • Primary suite with full bath, walk-in closet & private deck
  • Detached 3-car 30x18 garage with electric
  • 12 parking spaces — lot, on-street & paved lighted
  • Basement storage
  • Corner visibility & signage potential
  • Flooring: hardwood, ceramic tile & carpet
Building & Lot
Year Built 1890
Building Total Sq Ft 3,906 (est.)
Price / Sq Ft $153.61
Sub Type Office / Mixed-Use
Property Condition Very Good
Residential Beds / Baths 3 BR / 2 full
Construction Vinyl Siding
Roof Pitched
Flooring Carpet, Ceramic Tile, Hardwood
Garage Detached 3-car, 30x18, electric
Parking Spaces 12
Lot Size 0.23 ac / 10,019 sq ft (est.)
Utilities & Zoning
Zoning COMM
Heating 90% Forced Air, Natural Gas
Cooling Central A/C, Ductless / Mini-Split
Cooling Fuel Electric
Hot Water Natural Gas
Electric Service 120/240V
Water Source Public
Sewer Public Sewer
Potential Tenancy Multiple
Business Use Funeral Home, Salon & Spa, Medical, Professional
Tax & Assessment
Annual Taxes (2025) $11,060
Total Assessed Value $298,300
Land Assessment $91,400
Improvement Assessment $206,900
County Tax Annually
Ownership Interest Fee Simple
Location & Legal
County Mercer, NJ
Municipality Hamilton Township
School District Hamilton Township
Cross Street Exton Avenue
MLS # NJME2080748
Tax ID 03-02489-00015
Block / Lot 2489 / 15
  1. What is the asking price for 168 White Horse Ave?

    The property is offered at $599,999, which works out to roughly $153.61 per square foot across the 3,906-square-foot building.

  2. What is the listing status?

    The property is Active, listed as a Commercial Sale on Bright MLS as of July 17, 2026.

  3. What kind of property is this?

    It is a mixed-use corner property with two ground-floor commercial suites and a residential apartment above. It can also be returned to single-family use, giving buyers flexibility.

  4. How is the building laid out?

    The first floor holds two business-ready commercial suites with private entrances ( 751 sq ft and 1,343 sq ft). The residential apartment occupies the second and third floors with 3 bedrooms, 2 full baths, and a third-floor bonus area.

  5. What is the total square footage and lot size?

    The building totals 3,906 square feet(estimated) on a 0.23-acre lot of roughly 10,019 square feet.

  6. When was the building constructed?

    The building was originally constructed in 1890 and is described as being in Very Good condition, with numerous recent system updates.

  7. Can the commercial suites be leased separately?

    Yes. The two commercial spaces may be leased individually or combined for a single occupant, giving an investor flexibility in structuring tenancy.

  8. What business uses are permitted or possible?

    Possible uses include barber/beauty, commercial, day care, financial, funeral home, investment, medical/dental, mixed-use, office, professional service, school, and spa. Buyers should confirm zoning and usage with the township.

  9. What heating and cooling systems does the property have?

    The property has seven new mini-split units installed in 2025(three in Suite one, four in Suite two), plus backup baseboard heat downstairs. The residential unit has new forced-air HVAC with backup radiator heat, and a water heater only three years old.

  10. Is there parking and a garage?

    Yes. There are 12 parking spaces including on-street, lot, and paved lighted parking, plus a detached three-car 30x18 garage with electric service.

  11. What are the annual property taxes?

    Annual taxes are $11,060 for 2025. The property is assessed at $298,300 ($91,400 land / $206,900 improvements).

  12. How accessible is the location?

    The property is a minute from I-195 and I-295 and about 10 minutes from Routes 29, 33, and 130. It is near major shopping, restaurants, and Mercer County Community College, with strong corner visibility and signage potential.

  13. What school district serves the property?

    The property is in the Hamilton Township school district in Mercer County, New Jersey.

  14. What financing does the seller accept?

    The listing accepts Cash and Conventional financing, and is being sold in As-Is condition. Buyers are responsible for completing their own due diligence with the township on zoning and usage.

Hamilton, NJ 08610 Hamilton Township · Mercer County Hamilton Township Schools Corner of White Horse & Exton Ave 1 min to I-195 & I-295 Near Mercer County Community College Close to Routes 29, 33 & 130
Information deemed reliable but not guaranteed. Square footage, lot size, taxes, and all measurements are estimates and should be independently verified. Buyer is responsible for completing their own due diligence with the township to confirm building and business zoning and usage. Property is offered in As-Is condition. MLS #NJME2080748. Listed by Heather Jackman & Cindy Greenfield, Coldwell Banker Hearthside.
168 White Horse Ave — Investment Scenario Calculator
Investment Scenario Tool

168 White Horse Avenue

Hamilton, New Jersey 08610 — mixed-use owner-user property. Model your monthly mortgage, offset it with rent from any combination of units, and keep the space you want for yourself.

Building
~3,700 SF
Commercial
2,068 SF
Residential
3-bed unit
Parking
11 spaces
Site
0.24 ac

Purchase & financing

01
$300k $900k
$150,000 down
% APR
years
$ / month

Units & rent

02
$12 (soft) Hamilton avg ~$18 $26 (prime)

Flip a unit to Occupy to keep it for your own business or household — its rent drops out of income, but you also stop paying rent elsewhere.

Commercial Suite A
725 SF · Ground floor
$1,148 /mo
Commercial Suite B
1,343 SF · Salon-ready
$2,127 /mo
Residential unit
~2,121 SF · 3-bed / 2-bath
$2,400 /mo
0% applied to rented units 20%
Monthly cash flow after debt service
$0
Adjust the sliders to model a scenario.

The math

03
  • Gross rental income 3 units rented $0
  • Vacancy allowance 6% of rented income $0
  • Effective income collected each month $0
  • Mortgage (P&I) loan · rate · term $0
  • Taxes + insurance escrow estimate $0
  • Net monthly cash flow income − all housing costs $0
Your cost to occupy
$0 /mo
Cash-on-cash
You're renting out the whole building.
Assumptions & caveats

Commercial rent is gross SF × rate ÷ 12 . Residential is a flat monthly figure you set. Vacancy is applied only to units you rent out.

Cash-on-cash = annual net cash flow ÷ (down payment + closing estimate). "Cost to occupy" is your net monthly out-of-pocket when the units you occupy earn nothing.

This is a scenario sketch, not an appraisal or loan quote. Rent framework ($17–$21/SF) and unit sizes come from the internal positioning memo; the ~3,700 SF building total and floor-plan totals need reconciling against tax records. Confirm zoning, legal residential occupancy, taxes, and permitted use with Hamilton Township before relying on any figure.

Prepared as an internal scenario tool for 168 White Horse Avenue, Hamilton NJ. Figures are illustrative and based on advertised asking rents, not verified leases. Not an appraisal, broker price opinion, or loan commitment. Independently verify all dimensions, uses, income, taxes, and occupancy before presenting to a buyer.